RainbowHome

LIC Housing Finance

NBFC · LIC HFL Home Improvement Loan · Best rate currently: 9.65%

RWH explicitly eligibleRPLR-linked

Interest rate

9.65% – 11.25%

Tenure

3 – 15 years

Max loan

₹25.0 lakh

Processing fee

Nil

Prepayment penalty

0.00%

Min credit score

700

About this loan

[PLACEHOLDER] LIC Housing Finance offers a Home Improvement Loan eligible for RWH installations as part of broader home upgrades. Rates and terms reflect public disclosures; verify on the lender's portal before applying.

Documents required

  • PAN
  • Aadhaar
  • Address proof
  • Income proof
  • Property documents
  • Renovation quotation

Application steps

  1. 1Apply on LIC HFL portal
  2. 2Documents
  3. 3Verification
  4. 4Sanction
  5. 5Disbursement

EMI illustration

For a loan of ₹2,00,000 at 9.65% over 5 years, your EMI would be approximately:

₹4,215/month

Illustrative only. Final EMI depends on credit score, approved rate, and exact tenure. Verify on the bank's portal.

Disclaimer

RainbowHome is not a regulated lender. We surface rates and terms published by the lender; we do not collect KYC documents, do not process applications, and earn no spread on the loan. The "Apply" button below opens the lender's own page. Rates and terms shown are public information; verify on the bank's portal before applying.